BurnRate App Quick Start Guide

TL;DR: open the comparison page, choose a scenario, scan the timeline and outcome summary, then use the sidebar sliders to stress the assumptions.

Getting Started

• Open the BurnRate scenario comparison page.
• Pick one of the three scenario cards to open the full-year projection.
• Keep the comparison page and one or two scenario detail pages open in separate tabs if you want side-by-side review.

The Three Scenarios

1. Baseline: no trust restructuring. Person A continues supporting C3 in the Legacy Condo unsustainably, available liquidity is used directly, and the household remains exposed to later care-cost drawdown.
2. No Trust Buffer: liquidity and leverage are used to create more short-term flexibility, but the assets still remain exposed outside the protection trust structure.
3. Asset Protection: the trust-based path, where MAPT and SNT structure, timing, and optimizer behavior work together to protect stability under high care costs.

Detail View

• The detail page shows the full projection year by year.
• The top summary highlights solvency, depletion risk, and major planning outcomes.
• The sticky timeline and annotations show when care transitions, trust actions, and withdrawals activate.

Sidebar Controls

• Use the parameter sidebar on the right to change assumptions.
• Important controls include:
  • LTC trigger year
  • memory care start year
  • year of passing
  • condo value
  • mortgage amount and split
  • optimizer enabled

How To Read Results

• Focus first on depletion year, real-estate liquidation risk, and final trust balances.
• Then compare how the same change affects Baseline, Rental Buffer, and Asset Protection.
• Use the debug sidebar for per-year mechanics when something looks surprising.

Current Demo Read

• In the current genericized demo state, Baseline and No Trust Buffer both end in visible depletion risk.
• Asset Protection is the only path that preserves a protected-trust outcome through the end of the projection.

Practical Tip

• Change one variable at a time.
• If multiple outcomes move at once, return the slider to baseline and isolate the next assumption.